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Featured Properties
19800 Cantwell Ranch Rd
2 Bedrooms | 1 Baths | 1,120 sq. ft. +/-43 Acres →$385,000
12 Bodega Ave
3 Bedrooms | 2 Baths | 1,851 sq. ft. →$1,059,000
17394 Ranch Road
+/- 20.5 Acres with Buildable Lot $450,000
19760 Jaclyn Drive
+/- 2.75 Acre Buildable Lot $175,000
478 1st St
3 Bedrooms | 3.5 Baths | 1,759 sq. ft. →$995,000
1125 Schuman Ln
2 Bedrooms | 2 Baths | + Loft/Studio | 2,032 sq. ft. →$1,095,000
517 Rollingwood Dr
3 Bedrooms | 2 Baths | 1,428 sq. ft. →$595,000
104 Parkview Ln
3 Bedrooms | 2 Baths | 1,608 sq. ft. →$519,000
540 Gregory Dr
3 Bedrooms | 2 Baths | 1,148 sq. ft. →$529,000
101-105 Merrill St
2 Homes | 5 Beds/3.5Baths | 2,447 →$1,199,000
23 Pinnacle Dr
4 Bedrooms | 3.5 Baths | 3,454 sq. ft. →$2,500,000
710 Deer Creek Ln
3 Bedrooms | 2 Baths | 2,400 sq. ft. →$2,500,000
4261 Green Acres Ct
5 Bedrooms | 4 Baths | 4,100+ sq. ft. →$2,495,000
1512 Juanita Ct
4 Bedrooms | 2 Baths | 1,587 sq. ft. →$899,000
1014 Samuel Dr
5 Bedrooms | 3.5 Baths | 3,574 sq. ft. →$2,275,000
253 W Kendal St
4 Bedrooms | 2.5 Baths | 2,299 sq. ft. →$779,000
556 Pine Creek Cir
4 Bedrooms | 2.5 Baths | 2,299 sq. ft. →$769,950
2517 Ericsson Ct
3 Bedrooms | 2 Baths | 1,475 sq. ft. →$581,000
812 Taylor St
3 Bedrooms | 2 Baths | 1,435 sq. ft. →$619,000
299 Shasta Dr #66
3 Bedrooms | 2.5 Baths | 1,424 sq. ft. →$425,000
Have you been wondering whether you should keep renting or finally make the leap into homeownership? It’s a big decision, and let’s be real — renting can feel like the easier option, especially if buying a home feels out of reach.
But here’s the thing: a recent report from Bank of America highlights that 70% of prospective buyers fear the long-term consequences of renting, including not building equity and dealing with rising rents.
Maybe you’re feeling that too — concerned about where renting might leave you down the road, but still unsure if you’d even be able to buy right now. The truth is, if you’re able to make the numbers work, buying a home has powerful long-term financial benefits.
Let’s break down why homeownership is worth considering in 2025 and beyond, and how it can help set you up for the future.
Buying Builds Wealth Over Time
Buying a home allows you to turn your monthly housing costs into a long-term investment. That’s because, as shown in data from the Census and the Department of Housing and Urban Development (HUD), home prices tend to increase over time (see graph below):
Rising home prices directly benefit homeowners. That’s because when you own a home, you build equity — meaning your ownership stake in your home grows as you pay down your mortgage and your home’s value appreciates. And that, in turn, makes your net worth grow too.
Maybe that’s why, according to the National Association of Realtors (NAR), 79% of buyers believe owning a home is a good financial investment.
Renting Comes with Rising Costs
Renting may feel more affordable in the short term, especially right now with today’s home prices and mortgage rates. But the reality is, over time, rent almost always goes up too. Take a look at the data and you can see that play out. According to Census data, rents have significantly increased over the decades (see graph below):
This means if you decide to rent, you’ll likely face growing expenses each time you renew or sign a new lease – and that’ll happen without building any wealth in return. Plus, those rising costs may make it harder to save up to buy a home down the road.
Renting vs. Buying: The Long-Term Impact
When you own a home, your payments are an investment in your future. Renting, on the other hand, means your money is gone for good — it helps your landlord build equity, not you.
Renting works for those not ready (or able) to buy today. But if you are able to make the numbers work, buying a home builds equity and sets you up for long-term financial success. So, even though renting may seem easier now, it can’t match the benefits of homeownership.
Bottom Line
If you can afford it, take control of your financial future by making homeownership part of your plan. It’s an investment you won’t regret.
Do you want to see what starter homes are available in our market? Let’s connect today to explore your options.
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Expert Forecasts for the 2025 Housing Market
🏠Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home?…. Read more….
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🏠 You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort?…. Read more….
The Top 2 Reasons To Look at Newly Built Homes
🏠 When planning a move, a newly built home might not be the first thing that comes to mind. But with more brand-new homes on the market and builders focusing on smaller, more affordable options, this type of home…Read More
Why Owning a Home Is Worth It in the Long Run
🏠 Today’s mortgage rates and home prices may have you second-guessing whether it’s still a good idea to buy a home right now. While market factors are definitely important, there’s also a bigger picture to consider…. Read more….
